Equfin was established in March of 2012 and it unifies financial service companies in different geographical territories. It has been growing fast and steady ever since, with presence and significant market share in Spain, Georgia and Ukraine. Our market expansion has been methodical and organic with new markets being added soon.
Consumer access to finance has become increasingly difficult. Equfin’s vision is to deliver financial solutions to people, when and where they need it;
We use technology and innovation to solve real financing problems and provide value to our clients, our team and stakeholders. We deliver financial access to people and markets by striving to be best of breed and best of speed.
Equfin’s experience, partnerships, data, research and continuous testing, empowers our strategic growth.
We grow organically by solving everyday issues. At the cornerstone of our growth ethos is mobilizing our people and technology to continuously research, test and evolve.
Equfin unites individuals whose industry experience spans across multiple decades, industries and continents. A truly experienced, multicultural, world class team.
Rati brings a wealth of experience to the company combining a unique set of legal and senior management skills. From working as a Chief Legal Advisor to then becoming a partner in a Law Firm, he has accumulated substantial knowledge about the inner workings and intricacies of the legal business framework. As the Director of Equfin, he’s a constant source of valuable advice, leadership and strategic guidance, always pushing the company in the right direction.
Bidzina is the perfect balance of a hands-on operator and an inspirational leader that galvanizes his team. Having spent 7 years in London as a Senior Equity Analyst and a VP of JP Morgan’s oil and gas sector in the CEEMEA & LATAM territories, his experience in one of the world’s biggest financial markets have helped the company take huge steps in terms of organization, structure and planning. After his stint in London, Bidzina worked as the Chairman and Owner of Abbey Asset Management in Georgia for a decade, raising over $60 million from institutional investors and individuals through private equity vehicles. A dynamic, versatile and ambitious person, Bidzina is the CEO to propel Equfin to the next level.
Daniel Abdel Malak
Daniel is a seasoned marketing vet with over 15 years experience in Fintech and Technology, as well as the Manufacturing and Automotive sectors. From involvement in high-level Strategic and Business planning, to the specifics of SEO and Analytics; Daniel is passionate about empowering the marketing process through the use of technology. He understands the ever changing digital marketing landscape of this industry and possesses both the knowledge and skills to present our products to the market.
Guram brings an abundance of experience in senior finance positions. His spell as a Director of Corporate VIP Banking for the Bank of Georgia and wearing two hats as the VP of Finance and the CFO at “Gulf Georgia”, make Guram the ideal person to lead Equfin’s Finance department. He brings the necessary stability and leadership to the team and helps to create a solid foundation for implementing the vision and business plan of the company.
David is a seasoned financial industry veteran with over 18 years of experience in retail banking. The last twelve years he has been working on high-level managerial positions, including executive management positions with Banks and Fin-tech companies. He has hands on experience in retail, micro, and corporate product design and development, mainly focusing on product pricing, risk assessment and best practices ensuring the efficiency and transparency of the underwriting process for non-traditional banking channels and products. He is considered a great asset to the company both as someone who delivers results as well as a mentor and a consultant.
Giorgi is responsible for overseeing risk management strategy and helping to define, set and manage the company’s risk profile. Before joining Equfin he held various managerial positions, including Head of Enterprise Risk Management Department, at Liberty Bank JSC, the third-largest bank in Georgia. He holds MSc in Finance from Lancaster University Management School and is a certified Financial Risk Manager (FRM).
A Berkeley Law Alumni, David brings valuable experience and legal knowledge to the company. He spent 7 years as a General Counsel / Head of Legal Department at Liberty Bank, one of Georgia’s top three banks. Amongst others, he was in charge of overseeing and managing the legal department as well as provide legal advice to senior management on issues of potential, anticipated or identified legal and reputational contractual risks.His contribution to the company is immeasurable as he provides a safe legal foundation where we can build and grow within the allowed and appropriate framework.