Equfin was established in March of 2012 and it unifies financial service companies in different geographical territories. It has been growing fast and steady ever since, with presence and significant market share in Spain, Georgia and Ukraine. Our market expansion has been methodical and organic with new markets being added soon.
Consumer access to finance has become increasingly difficult. Equfin’s vision is to deliver financial solutions to people, when and where they need it;
We use technology and innovation to solve real financing problems and provide value to our clients, our team and stakeholders. We deliver financial access to people and markets by striving to be best of breed and best of speed.
Equfin’s experience, partnerships, data, research and continuous testing, empowers our strategic growth.
We grow organically by solving everyday issues. At the cornerstone of our growth ethos is mobilizing our people and technology to continuously research, test and evolve.
Equfin unites individuals whose industry experience spans across multiple decades, industries and continents. A truly experienced, multicultural, world class team.
Rati brings a wealth of experience to the company combining a unique set of legal and senior management skills. From working as a Chief Legal Advisor to then becoming a partner in a Law Firm, he has accumulated substantial knowledge about the inner workings and intricacies of the legal business framework. As the Director of Equfin, he’s a constant source of valuable advice, leadership and strategic guidance, always pushing the company in the right direction.
Bidzina is the perfect balance of a hands-on operator and an inspirational leader that galvanizes his team. Having spent 7 years in London as a Senior Equity Analyst and a VP of JP Morgan’s oil and gas sector in the CEEMEA & LATAM territories, his experience in one of the world’s biggest financial markets have helped the company take huge steps in terms of organization, structure and planning. After his stint in London, Bidzina worked as the Chairman and Owner of Abbey Asset Management in Georgia for a decade, raising over $60 million from institutional investors and individuals through private equity vehicles. A dynamic, versatile and ambitious person, Bidzina is the CEO to propel Equfin to the next level.
Head of Reporting & Investor Relations
Investors Relations is one of the most integral parts of Equfin and Tamuna is the bedrock of this department. Having spent a considerable part of her career working as Head of Investor Relations for JSC Liberty Bank and as an Investor Relations Officer for the JSC Bank of Georgia, she’s appropriately qualified to bring the kind of expertise and professional savviness required for the nature of this job. Elite interpersonal skills, exceptional people management and outstanding analytical abilities make Tamuna a precious asset for the company.
Daniel Abdel Malak
Daniel is a seasoned marketing vet with over 15 years experience in Fintech and Technology, as well as the Manufacturing and Automotive sectors. From involvement in high-level Strategic and Business planning, to the specifics of SEO and Analytics; Daniel is passionate about empowering the marketing process through the use of technology. He understands the ever changing digital marketing landscape of this industry and possesses both the knowledge and skills to present our products to the market.
Guram brings an abundance of experience in senior finance positions. His spell as a Director of Corporate VIP Banking for the Bank of Georgia and wearing two hats as the VP of Finance and the CFO at “Gulf Georgia”, make Guram the ideal person to lead Equfin’s Finance department. He brings the necessary stability and leadership to the team and helps to create a solid foundation for implementing the vision and business plan of the company.
With more than 15 years of IT experience and 10+ years in the payment industry, Alexander is the backbone of the technology behind Equfin. From designing and implementing business strategies for banks to understanding core banking processes, IT and financial operations, he is a consummate professional with a deep understanding of the space we operate in and its unique intricacies and implications.